Bike Loans Australia :: Podcasts

Bike Loans Australia Weekly News Podcast

Each week, Bike Loans Australia brings you a concise roundup of the stories that matter to Australian motorcyclists. From industry updates and model releases to policy changes, safety initiatives and market trends, we sift the noise and deliver what’s essential in minutes. Expect plain-English context, useful takeaways and a steady view of what’s ahead for riders and buyers across the country—so you can stay informed, make confident decisions, and get back on the road.

This Week:

This weeks wrap covers borrower conditions and costs relevant to Aussie riders. Variable mortgage tables updated 23 December show the sharpest offers around five per cent for low LVRs, reinforcing the value of stronger deposits and tidier budgets when seeking bike finance. Updated auto‑finance pages indicate secured loans still price in the mid‑five per cent zone for the most competitive categories, with unsecured higher. In NSW, a mid‑December review flagged CTP premiums under pressure as claims and admin costs rise, so riders should allow a little extra in 2026 rego budgets. Finally, pre‑Christmas recalls are a timely reminder to run recall and PPSR checks on any used bike before applying for finance. Visit bike-loan.com.au for instant quotes and an easy eligibility check.

Read Full Transcript:

Hello and welcome to the Bike Loans Australia Weekly News Podcast, Im Paige Estritori, and its Saturday 27 December 2025. First up, a quick rate check as we head into the new year. Lender tables updated on 23 December show the sharpest variable home‑loan offers hovering around the five per cent mark for borrowers with plenty of equity. Thats because lenders price keenly when your LVR, or loan‑to‑value ratio, is low. For riders eyeing a new or used bike, it means budgets still matter: trimming other debts or boosting your deposit can improve your overall affordability. If youre comparing finance, start with a free eligibility check and instant quotes so you can see real options before you shop. Next up, vehicle finance. Pages refreshed between 20 and 23 December show secured auto loans—the type where the vehicle is used as security—still advertising mid‑five per cent headline offers for the most competitive categories, while unsecured options sit higher. For bikes, a secured loan often means sharper pricing and broader lender choice; unsecured loans can add flexibility if the bikes older or you dont want to use it as security. Either way, compare across lenders and term lengths so repayments fit comfortably. Meanwhile in insurance, NSW CTP—compulsory third‑party cover thats bundled with your rego—was flagged in mid‑December as facing cost pressure from rising claim frequency and expenses. Average premiums lifted over the past year from about five‑ten to about five‑sixty dollars, and the review heard that psychological injury claims and admin costs are climbing. If you ride in NSW, factor a little extra into your 2026 rego budget and review your own bike insurance cover for value and fit. And a quick holiday reminder: multiple pre‑Christmas vehicle recalls landed this week. Even if youre shopping for a used bike, its a good nudge to run a recall check and a PPSR search—the Personal Property Securities Register—before you buy. Its fast, and it helps you avoid financing a bike with hidden write‑off history or unresolved safety issues. Thats it for this week. For instant quotes, an easy online application, and expert help from independent Australian brokers, head to bike-loan.com.au. Ride safe, and Ill see you next week.

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