Bike Loans Australia :: Podcasts

Bike Loans Australia Weekly News Podcast

Each week, Bike Loans Australia brings you a concise roundup of the stories that matter to Australian motorcyclists. From industry updates and model releases to policy changes, safety initiatives and market trends, we sift the noise and deliver what’s essential in minutes. Expect plain-English context, useful takeaways and a steady view of what’s ahead for riders and buyers across the country—so you can stay informed, make confident decisions, and get back on the road.

This Week:

This week: lowest advertised variable home-loan offers are near five per cent for borrowers with solid equity, so riders planning a bike purchase should check eligibility early and compare total costs. The Federal Government confirmed a $47m levy to fund the Compensation Scheme of Last Resort, a sector cost that may flow through next year—compare fees and comparison rates, not just headline rates. Recent bushfires in NSW and Tasmania are a reminder to review motorcycle insurance for fire cover and accurate garaging details, and to include insurance in your finance plan.

Read Full Transcript:

Hello and welcome to the Bike Loans Australia Weekly News Podcast, Im Paige Estritori, and its Friday 12 December 2025. First up, interest rates. Lenders are still sharpening their pencils, and as of today the lowest advertised variable offers are sitting around five per cent, mostly for borrowers with strong equity and clean profiles. Some of the cheapest deals cap loan‑to‑value ratios at about 80 per cent, and a few require even more equity. For riders planning a purchase, sizing your budget now and checking eligibility early can open more lender options, give you comparable instant quotes, and help you choose flexible terms that fit your repayments. Next up, a regulatory move that could ripple across finance. The Federal Government has confirmed a special levy of around $47 million to plug a shortfall in the Compensation Scheme of Last Resort, despite push‑back from parts of the insurance and financial services sectors. It wont change your bike loan today, but it adds to sector costs that providers may fine‑tune into 2026. When you compare motorbike finance, watch the total cost, not just the headline rate—application fees, ongoing charges and comparison rates tell the real story. Meanwhile, bushfires have destroyed dozens of homes in New South Wales and Tasmania over the past week, with insurers responding and claims activity lifting. For riders in at‑risk areas, make sure your comprehensive motorcycle policy lists fire cover and correct garaging details, and keep photos and your VIN handy in case you need to claim. If youre buying soon, factor insurance availability, excesses and accessories cover into your overall finance plan, so repayments and protection stay comfortably in your lane. Thats the wrap. If youre ready to compare options or start a free eligibility check for motorbike finance, head to bike-loan.com.au. Im Paige—ride safe, and Ill catch you next week.

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