Bike Loans Australia :: Calculators
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Bike Loans Australia Bike Loan Repayment Calculator

Calculate motorcycle loan repayments in seconds with our Bike Loan Calculator. Compare finance options and plan your ride with confidence.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Bike Loan Details:

Remember to make allowance for stamp duty, registration, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

If you have a deposit or a trade-in, include the amount here
Enter whole numbers only please, no dots, commas etc.

(if applicable)
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
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Bike Loan Repayment & Amortisation Calculator

Important!

Bike Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Bike Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Bike Loan Repayment & Amortisation CalculatorBike Loan Repayment & Amortisation Calculator

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Bike Loans Articles

Common Mistakes to Avoid When Applying for a Bike Loan
Common Mistakes to Avoid When Applying for a Bike Loan
Buying a motorcycle is an exciting adventure, especially for enthusiasts who have been dreaming of hitting the open road for years. The thrill of finding the perfect bike, imagining all the journeys it will take you on, and finally making it your own can be immensely rewarding. - read more
The Ultimate Guide to Financing and Preparing for Your Dream Motorcycle Road Trip
The Ultimate Guide to Financing and Preparing for Your Dream Motorcycle Road Trip
There's nothing quite like the thrill of the open road, especially when you're riding a motorcycle. The sense of freedom, the wind in your face, and the powerful hum of the engine combine to create an experience that's both exhilarating and liberating. It's a dream that many hold close, but turning it into reality requires more than just desire—it requires careful financial preparation. - read more
The Aussie Rider’s Guide to Cost-Effective Maintenance for Your Motorcycle
The Aussie Rider’s Guide to Cost-Effective Maintenance for Your Motorcycle
For motorcycle enthusiasts, the roar of the engine and the freedom of the open road often come with the responsibility of regular maintenance. Keeping your motorcycle in top condition is not just a matter of performance—it's crucial for safety and longevity. However, there's a common misconception that motorcycle care has to break the bank. This introductory guide will debunk that myth, illustrating how cost-effective maintenance can be a game-changer for riders. - read more

Finance News

KTM AG Secures Major Funding to Finalize Restructuring Plan
KTM AG Secures Major Funding to Finalize Restructuring Plan
02 Feb 2026: Paige Estritori
Austrian motorcycle manufacturer KTM AG has successfully secured €600 million in funding, enabling the company to fulfill its debt obligations and complete its restructuring plan. This development is particularly significant for Australian riders and dealers who rely on KTM's presence in the market. - read more
Australian Motorcycle Market Sees 1.3% Sales Decline in 2025
Australian Motorcycle Market Sees 1.3% Sales Decline in 2025
17 Jan 2026: Paige Estritori
The Australian motorcycle industry faced a modest downturn in 2025, with total sales decreasing by 1.3% compared to the previous year. According to the Federal Chamber of Automotive Industries (FCAI), 92,967 motorcycles and off-highway vehicles were sold throughout the year, reflecting the ongoing economic challenges impacting consumer spending. - read more
Wisr's New Secured Motorbike Loans: A Game-Changer for Australian Riders
Wisr's New Secured Motorbike Loans: A Game-Changer for Australian Riders
09 Jan 2026: Paige Estritori
Australian fintech lender Wisr has expanded its product range by introducing secured motorbike loans, aiming to cater to the growing demand for flexible vehicle financing options among Australian riders. This strategic move allows customers to use their motorbikes as collateral, potentially accessing more favourable interest rates compared to unsecured loans. - read more

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Knowledgebase
Prepayment Penalty:
A fee charged by a lender if a borrower pays off their loan early.