Bike Loans Australia :: Calculators
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Bike Loans Australia Bike Loan Repayment Calculator

Calculate motorcycle loan repayments in seconds with our Bike Loan Calculator. Compare finance options and plan your ride with confidence.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Bike Loan Details:

Remember to make allowance for stamp duty, registration, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

If you have a deposit or a trade-in, include the amount here
Enter whole numbers only please, no dots, commas etc.

(if applicable)
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
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Bike Loan Repayment & Amortisation Calculator

Important!

Bike Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Bike Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Bike Loan Repayment & Amortisation CalculatorBike Loan Repayment & Amortisation Calculator

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Bike Loans Articles

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The Do's and Don'ts of Choosing a Used Motorcycle
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What to Consider When Choosing a Motorcycle Finance Provider in Australia
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When it comes to purchasing a motorcycle, finding the right financing is crucial. This article aims to guide you through the process of choosing the best motorcycle finance provider in Australia. Making an informed choice can have a significant impact on your loan terms and conditions, ensuring you get the best possible deal. With numerous finance providers available, it's essential to understand the importance of selecting the right one for your needs. - read more
Unlock Better Terms: Advantages of Refinancing Your Motorcycle Loan
Unlock Better Terms: Advantages of Refinancing Your Motorcycle Loan
Refinancing a motorcycle loan involves replacing your current loan with a new one, typically with better terms. This process can help you save money by securing a lower interest rate, reducing your monthly payments, or even shortening the loan term. - read more

Finance News

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MotorCycle Holdings Limited (ASX: MTO), Australia's largest motorcycle retailer, has announced a record sales revenue of $650 million for the financial year 2025, representing an 11.6% increase from the previous year. This achievement underscores the company's strategic initiatives and resilience in a challenging market. - read more
NSW Government Introduces Landmark Motorcycle Safety Reforms
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16 Dec 2025: Paige Estritori
The New South Wales Government has unveiled the most significant motorcycle safety reforms in nearly two decades, introducing targeted measures designed to protect novice riders and enhance overall road safety. These reforms are a cornerstone of the state's 2026 Road Safety Action Plan, which aspires to eliminate deaths and serious injuries on NSW roads by 2050. - read more
2025 Australian Motorcycle Grand Prix Drives Economic Growth in Phillip Island
2025 Australian Motorcycle Grand Prix Drives Economic Growth in Phillip Island
16 Dec 2025: Paige Estritori
The 2025 Australian Motorcycle Grand Prix, held from 17–19 October at the Phillip Island Grand Prix Circuit, attracted approximately 91,245 visitors, marking the highest attendance since 2012. This surge in spectators provided a substantial economic boost to the Phillip Island region, benefiting local businesses such as hotels, restaurants, and retail outlets. - read more

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Knowledgebase
Tax Deferral:
A situation where a taxpayer is allowed to delay paying taxes on income until a future date, commonly seen in retirement accounts.